Что такое Apple Pay и как им пользоваться в Украине?

Вчера в Украине официально запустился сервис Apple Pay.

Изначально — для клиентов Приватбанка, в ближайшее время он станет доступным клиентам второго крупного государственного банка — Ощадбанка.

НВ рассказывает, что такое Apple Pay и как начать им пользоваться.

Apple Pay – это платежная система от Apple. Была представлена в 2014 году. На текущий момент работает в 28 странах (включая Украину), в том числе в США, некоторых странах Европы, России, Великобритании, Японии, Новой Зеландии, Гонконге, Китае, Сингапуре и других.

Википедия утверждает, что с помощью Apple Pay также можно оплачивать покупки в странах, где система пока не запущена, если к устройству привязана карта банка-партнера Apple.

Бесконтактная оплата при помощи Apple Pay доступна только для «яблочных» устройств: смартфонов и часов посредством приложения Wallet, в которое нужно внести данные карты.

Также Apple Pay позволяет оплачивать покупки в приложениях и на сайтах через браузер Safari (аналогичную возможность анонсировал Google для своей платежной системы и похожим образом работает MasterPass от MasterCard) на устройствах Mac не старше 2012 года с OS Sierra.

С каждой транзакции Apple зарабатывает комиссию, которая составляет доли процента и колеблется в зависимости от страны.

Где платить бесконтакно при помощи Apple Pay?

Теперь владельцы iPhone, как и владельцы Android-смартфонов с NFC, смогут оплачивать покупки везде, где есть POS-терминалы с бесконтактной оплатой: в торговых точках, на АЗС, в заведениях, в специальных «желтых» терминалах в киевском метро, на фуникулере, в некоторых трамваях столицы и в львовском трамвае, где бесконтактная оплата запустилась 16 мая.

Это безопасно?

Да, бесконтактная оплата — это безопасно. Во-первых, потому что не нужно доставать кошелек и карточку и вводить PIN-код в людном месте, где его кто-то может элементарно «подсмотреть».

Во-вторых, если говорить о самой системе, то это также безопаснее, чем оплата обычной картой. При оплате через Apple Pay данные о платежной карте не передаются продавцу, вместо них система отправляет динамический код безопасности (одноразовый токен) и уникальный код устройства. Даже если мошенники каким-то образом перехватят одноразовый ключ, то все равно не смогут использовать его второй раз.

Сама Apple не сохраняет данные о транзакции. В Apple Pay даже не хранится номер карты, ей лишь присваивается номер учетной записи, он не загружается в iCloud, а хранится в безопасном чипе на устройстве.

Как пользоваться Apple Pay?

Для использования Apple Pay нужен iPhone не младше 6-го поколения или часы Apple Watch, а также карточка банка и платежной системы, которая поддерживается системой. Как мы уже писали выше, на данный момент в Украине это должна быть карта платежной системы MasterCard или VISA, эмитированная Приватбанком.

Данные банковской карты необходимо внести в приложение Wallet.

Дальше все очень просто.

В настройках приложения Wallet можно включить опцию вызова оплаты при заблокированном экране. Она работает так — вы подносите карту к терминалу оплаты (так же как вы делаете это сегодня с банковскими картами, которые поддерживают такую функцию). дважды нажимаете клавишу Home на iPhone и на экран вызывается меню, в котором можно выбрать карту, с которой осуществляется оплата (если вы добавили в Wallet несколько карт), а затем подтверждение оплаты отпечатком пальца либо сканированием лица (если у вас iPhone X).

 

Share

133 Comments

  1. how to download minecraft free

    Thank you for some other informative web site. The
    place else may I get that kind of information written in such a perfect manner?
    I’ve a mission that I am simply now running on,
    and I have been at the look out for such
    info.

  2. how to download minecraft free

    What’s Happening i am new to this, I stumbled upon this
    I’ve discovered It positively useful and it has helped me out loads.
    I’m hoping to contribute & aid other users like its helped me.
    Good job.

  3. how to download minecraft

    Magnificent beat ! I wish to apprentice while you amend your website,
    how can i subscribe for a blog site? The account helped me a acceptable deal.

    I had been tiny bit acquainted of this your broadcast
    provided bright clear concept

  4. quest bars cheap

    When someone writes an article he/she retains the plan of a user in his/her brain that
    how a user can understand it. Thus that’s why this post is great.
    Thanks!

  5. quest bars

    This is the perfect webpage for everyone who wishes to find out about this topic.
    You understand a whole lot its almost hard to argue with
    you (not that I really would want to…HaHa). You definitely put a new spin on a topic that
    has been written about for many years. Excellent stuff, just excellent!

  6. natalielise

    Appreciating the time and effort you put into your blog and
    detailed information you present. It’s nice to
    come across a blog every once in a while that isn’t the same outdated rehashed material.
    Great read! I’ve bookmarked your site and I’m
    adding your RSS feeds to my Google account. natalielise pof

  7. descargar facebook

    Hmm it looks like your blog ate my first comment (it was super long)
    so I guess I’ll just sum it up what I submitted and say,
    I’m thoroughly enjoying your blog. I as well am an aspiring
    blog blogger but I’m still new to everything. Do you have any tips for inexperienced blog writers?
    I’d definitely appreciate it.

  8. minecraft games

    Hello! I’ve been reading your web site for some time now and finally got the
    courage to go ahead and give you a shout out from Kingwood Tx!
    Just wanted to mention keep up the great job!

  9. minecraft games

    great issues altogether, you just won a new reader.
    What might you recommend in regards to your submit that you simply made a few days ago?

    Any positive?

  10. minecraft games

    My partner and I absolutely love your blog and find
    nearly all of your post’s to be precisely what I’m looking for.
    can you offer guest writers to write content for yourself?

    I wouldn’t mind creating a post or elaborating on a few of the subjects you write in relation to here.
    Again, awesome web log!

  11. quest bars cheap

    My brother suggested I might like this website. He was entirely right.

    This post truly made my day. You can not imagine simply how much time I had spent for this information! Thanks!

  12. quest bars cheap

    Good day very cool site!! Man .. Excellent ..
    Wonderful .. I’ll bookmark your website and take the feeds also?
    I’m satisfied to search out so many helpful info here within the submit, we
    want develop more techniques on this regard, thanks for sharing.

    . . . . .

  13. quest bars cheap

    It’s not my first time to pay a visit this web site, i am visiting this web site dailly and obtain pleasant information from here daily.

  14. virgin coconut oil benefits

    Hello there I am so grateful I found your website, I really found you by
    mistake, while I was searching on Aol for something else, Nonetheless I
    am here now and would just like to say thanks a lot for a
    fantastic post and a all round exciting blog (I also love the theme/design), I don’t have time to read it all at the
    moment but I have saved it and also added in your RSS feeds, so when I have
    time I will be back to read much more, Please do keep up the awesome b.

  15. plenty of fish dating site

    Hi there I am so grateful I found your blog page, I really found you by accident, while I was looking on Bing
    for something else, Anyhow I am here now and would just like to say cheers for a remarkable post and a all round entertaining blog (I also love the
    theme/design), I don’t have time to read it all at
    the moment but I have saved it and also added your RSS feeds, so when I have time
    I will be back to read a great deal more, Please do keep up the
    excellent jo.

  16. coconut oil this

    Hmm it seems like your website ate my first
    comment (it was extremely long) so I guess I’ll just sum it up what
    I had written and say, I’m thoroughly enjoying your blog.
    I too am an aspiring blog writer but I’m still new to everything.
    Do you have any tips and hints for rookie blog writers?

    I’d certainly appreciate it.

  17. coconut oil a

    Hi there! I could have sworn I’ve visited this web site before but after going through some of the posts I realized it’s new to me.
    Nonetheless, I’m definitely pleased I found it and I’ll
    be bookmarking it and checking back regularly!

  18. tinyurl.com

    It is truly a great and helpful piece of information. I am satisfied that you shared this useful info with
    us. Please stay us informed like this. Thank you for sharing.

  19. tinyurl.com

    Hey I know this is off topic but I was wondering if you knew
    of any widgets I could add to my blog that automatically tweet my newest twitter updates.
    I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this.
    Please let me know if you run into anything. I truly
    enjoy reading your blog and I look forward to your new updates.

  20. ps4 games

    Everything is very open with a clear explanation of the issues.
    It was truly informative. Your site is extremely helpful.
    Thank you for sharing!

  21. ps4 games

    I blog quite often and I really thank you for your content.
    This article has truly peaked my interest. I will take a note of your
    blog and keep checking for new information about once a week.
    I subscribed to your Feed too.

  22. ps4 games

    Magnificent beat ! I would like to apprentice while you amend your site, how can i subscribe for a blog site?
    The account aided me a acceptable deal. I had been a little bit
    acquainted of this your broadcast offered bright clear
    concept

  23. quest bars cheap coupon twitter

    Nice post. I was checking constantly this blog and I’m impressed!
    Extremely useful info specially the final phase 🙂 I maintain such information a lot.
    I used to be seeking this particular info for a very lengthy time.
    Thanks and good luck.

  24. quest bars cheap coupon twitter

    I like the valuable information you provide to your articles.
    I will bookmark your weblog and test once more here frequently.
    I am rather certain I’ll be informed many new stuff proper right here!
    Best of luck for the following!

  25. ps4 games

    I am sure this piece of writing has touched all the internet
    people, its really really fastidious paragraph on building up
    new web site.

  26. quest bars cheap

    I like the helpful information you provide in your articles.
    I’ll bookmark your weblog and check again here regularly.
    I’m quite certain I will learn many new stuff right here!
    Best of luck for the next!

  27. ps4 games

    Hi there! Would you mind if I share your blog with my facebook group?
    There’s a lot of folks that I think would really enjoy your content.

    Please let me know. Thank you

  28. ps4 games

    Quality articles is the important to attract
    the people to visit the site, that’s what this
    site is providing.

  29. ps4 games

    whoah this weblog is magnificent i love studying your posts.
    Keep up the great work! You recognize, lots of persons are looking round for this information, you can help them greatly.

  30. plenty of fish vs match.com free trial

    I have been browsing online greater than three hours these days, yet I by no means discovered any fascinating article like yours.

    It is lovely worth enough for me. In my opinion, if all website owners and bloggers made just right content as
    you did, the net might be much more helpful than ever before.

  31. http://asksylphoflight.tumblr.com

    Thanks for some other excellent post. Where else may just anyone get that kind of information in such a perfect way of writing?
    I’ve a presentation next week, and I’m at the look for such information.

  32. http://tinyurl.com

    My family members every time say that I am killing my time here at net, however I know I am getting know-how daily by reading
    such fastidious articles or reviews.

  33. sling tv

    Hi, all the time i used to check blog posts here early in the break of day,
    since i enjoy to gain knowledge of more and more.

  34. sling tv

    Does your site have a contact page? I’m having a tough time
    locating it but, I’d like to shoot you an e-mail. I’ve
    got some ideas for your blog you might be interested in hearing.

    Either way, great website and I look forward to seeing it expand over time.

  35. sling tv

    I love your blog.. very nice colors & theme. Did you design this website
    yourself or did you hire someone to do it for you? Plz respond as I’m looking to create my own blog and would
    like to know where u got this from. thanks a lot

  36. Gabriele Joler

    I simply want to say I am just new to blogging and site-building and certainly enjoyed your web page. Likely I’m want to bookmark your website . You actually come with beneficial posts. With thanks for sharing your webpage.

  37. Dante Chern

    This particular thread may seem to get quite a few page views. Exactly how do you support it? The application provides marvelous uncommon take onto matters. I reckon that going through things tremendous or possibly a lot of furnish home elevators is the main problem.

  38. John Deere Repair Manuals

    I am curious to find out what blog system you have been using? I’m having some minor security problems with my latest site and I’d like to find something more safeguarded. Do you have any recommendations?

  39. g take

    We are a bunch of volunteers and starting a brand new scheme in our
    community. Your site offered us with valuable information to work on. You’ve done an impressive process and our entire
    group shall be thankful to you.

  40. g than

    This design is incredible! You obviously know how to
    keep a reader amused. Between your wit and your videos,
    I was almost moved to start my own blog (well, almost…HaHa!) Great job.
    I really loved what you had to say, and more than that, how you presented it.

    Too cool!

  41. mailbox rental texas

    I’d like to thank you for the efforts you’ve put in penning this website. I really hope to check out the same high-grade content by you in the future as well. In truth, your creative writing abilities has motivated me to get my own site now 😉

  42. retro dunkin donuts

    Hi there, There’s no doubt that your web site could possibly be having internet browser compatibility issues. When I take a look at your site in Safari, it looks fine but when opening in IE, it has some overlapping issues. I just wanted to give you a quick heads up! Other than that, wonderful site!

  43. silicone baking mats

    Spot on with this write-up, I seriously feel this amazing site needs a lot more attention. I’ll probably be back again to read more, thanks for the info!

  44. g

    Thank you for some other informative blog. The place else may just I get that type of info written in such a perfect method?
    I’ve a venture that I’m just now operating on, and I’ve been at the glance
    out for such information.

  45. g

    Woah! I’m really digging the template/theme
    of this website. It’s simple, yet effective. A lot of
    times it’s hard to get that «perfect balance» between usability and
    visual appeal. I must say that you’ve done a amazing job with this.

    Additionally, the blog loads super quick for me
    on Chrome. Exceptional Blog!

  46. g

    I was suggested this website by my cousin. I’m not sure whether this post
    is written by him as nobody else know such detailed about
    my trouble. You are amazing! Thanks!

  47. pozycjonowanie stron torun

    I have recently started a website, the information you offer on this site has helped me tremendously. Thanks for all of your time & work. «If you would know strength and patience, welcome the company of trees.» by Hal Borland.

  48. ufa888a

    This is a really good tip particularly to those fresh to the blogosphere. Brief but very accurate information… Appreciate your sharing this one. A must read post!

  49. buy here free

    You’re so awesome! I do not believe I’ve read something like this before. So great to find someone with a few genuine thoughts on this subject matter. Seriously.. thank you for starting this up. This website is one thing that is required on the web, someone with some originality.

  50. pozycjonowanie chorzów

    Hello my family member! I want to say that this post is awesome, great written and include approximately all significant infos. I would like to peer more posts like this.

  51. cogethers

    Hi! I simply want to offer you a huge thumbs up for the great information you have right here on this post. I’ll be returning to your web site for more soon.

  52. pozycjonowanie stron

    I have been surfing on-line more than three hours these days, yet I by no means discovered any interesting article like yours. It’s beautiful price enough for me. In my view, if all webmasters and bloggers made excellent content material as you did, the web will be much more useful than ever before. «No nation was ever ruined by trade.» by Benjamin Franklin.

  53. pozycjonowanie legnica

    What i do not realize is in fact how you are now not really much more well-appreciated than you might be now. You’re so intelligent. You realize therefore considerably when it comes to this topic, produced me in my view believe it from so many varied angles. Its like men and women don’t seem to be involved unless it is something to do with Girl gaga! Your individual stuffs great. At all times take care of it up!

  54. tinyurl.com

    Thank you for any other informative website.
    Where else may I am getting that kind of info written in such a perfect manner?
    I’ve a venture that I’m simply now working on,
    and I’ve been at the glance out for such info.

  55. http://www.circumcisioncomplex.com

    Hmm it seems like your blog ate my first comment (it was extremely long) so I guess I’ll just sum it up what I submitted and say, I’m thoroughly enjoying your blog.
    I too am an aspiring blog writer but I’m still new to everything.
    Do you have any points for rookie blog writers?
    I’d really appreciate it.

  56. watch

    I love reading through a post that can make people think. Also, thank you for allowing for me to comment!

  57. dark techno DJs

    An outstanding share! I’ve just forwarded this onto a friend who was conducting a little homework on this. And he in fact ordered me lunch simply because I found it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending time to discuss this topic here on your website.

  58. PerlaESolima

    You actually make it seem really easy along with your presentation nevertheless i find
    this topic to get actually something which I believe I would never
    understand. It seems like too complicated and extremely broad
    for me. I am just anticipating for your upcoming post,
    I’ll try to obtain the hang than it!

    Check out my webpage — PerlaESolima

  59. coin master

    Your style is so unique compared to other folks I’ve read stuff from. I appreciate you for posting when you have the opportunity, Guess I will just bookmark this site.

  60. GinoUTedford

    Howdy! I’m at work surfing around your blog from my new apple
    iphone! Just wanted to say I love reading through your blog and look forward to all your posts!
    Keep up the superb work!

    Also visit my blog :: GinoUTedford

  61. best hosting

    I’m not that much of a online reader to be honest but your
    blogs really nice, keep it up! I’ll go ahead and bookmark your site to
    come back later on. Cheers

  62. CraigYRishel

    It’s likely to be ending of mine day, however before finish
    I am looking over this wonderful component of writing to
    increase my experience.

    Feel free to visit my webpage … CraigYRishel

  63. BudGEldridge

    I’ve been surfing on-line more than three hours
    lately, but I never found any fascinating article like yours.
    It’s beautiful price sufficient in my opinion. Personally, if all webmasters and bloggers made
    good content as it is likely you did, the
    internet might be much more useful than previously.

    Here is my web-site :: BudGEldridge

  64. best hosting

    Hi there mates, how is everything, and what you want to say
    concerning this article, in my view its truly amazing designed for me.

  65. Edwardo Mahl

    I just want to mention I’m beginner to blogs and actually loved this page. More than likely I’m want to bookmark your site . You amazingly come with incredible writings. Cheers for sharing your blog site.

  66. coin master free spins link today

    I’m amazed, I have to admit. Seldom do I come across a blog that’s equally educative and entertaining, and without a doubt, you’ve hit the nail on the head. The problem is an issue that not enough folks are speaking intelligently about. I am very happy I came across this in my search for something concerning this.

  67. 라이브바카라

    When I initially commented I seem to have clicked on the -Notify me when new comments are added- checkbox and from now on whenever a comment is added I receive four emails with the exact same comment. There has to be a way you are able to remove me from that service? Kudos.

  68. https://royalcbd.com/north-dakota/

    I must thank you for the efforts you’ve put in penning this site. I really hope to view the same high-grade blog posts by you later on as well. In truth, your creative writing abilities has inspired me to get my very own blog now 😉

  69. https://royalcbd.com/cbd-oil-timeline

    I’m impressed, I have to admit. Rarely do I encounter a blog that’s both educative and entertaining, and let me tell you, you have hit the nail on the head. The issue is something which not enough people are speaking intelligently about. Now i’m very happy that I came across this in my search for something concerning this.

  70. what does cbd oil taste like

    Having read this I thought it was rather enlightening. I appreciate you spending some time and energy to put this short article together. I once again find myself personally spending a significant amount of time both reading and leaving comments. But so what, it was still worth it!

  71. RoyalCBD

    Very good article! We are linking to this particularly great content on our website. Keep up the good writing.

  72. Royal CBD

    Howdy! This blog post couldn’t be written any better! Going through this article reminds me of my previous roommate! He continually kept talking about this. I’ll forward this information to him. Fairly certain he will have a very good read. Thanks for sharing!

  73. RoyalCBD

    This blog was… how do you say it? Relevant!! Finally I’ve found something that helped me. Many thanks.

  74. cbd texas

    Greetings! Very useful advice in this particular post! It is the little changes that produce the largest changes. Thanks for sharing!

  75. RufinaLSaisa

    You really ensure it is seem very easy together with your presentation but I find this matter to
    become really something which I feel I would personally
    never understand. It seems too complex and very broad
    to me. I’m anticipating for your post, I’ll try to obtain the hang than it!

    Review my web page: RufinaLSaisa

  76. online casino gratis bonus ohne einzahlung

    I’m impressed, I must say. Seldom do I encounter a blog that’s equally educative and interesting, and without a doubt, you’ve hit the nail on the head. The issue is something that not enough men and women are speaking intelligently about. Now i’m very happy that I came across this during my search for something relating to this.

  77. game slot

    The very next time I read a blog, Hopefully it won’t fail me just as much as this one. I mean, Yes, it was my choice to read, however I truly thought you would have something useful to say. All I hear is a bunch of moaning about something that you could possibly fix if you were not too busy seeking attention.

  78. hair lashes

    An impressive share! I’ve just forwarded this onto a friend who has been conducting a little homework on this. And he in fact bought me breakfast because I stumbled upon it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending the time to discuss this matter here on your site.

  79. buy gmail accounts

    I really love your blog.. Pleasant colors & theme. Did you create this website yourself? Please reply back as I’m planning to create my own website and want to find out where you got this from or just what the theme is called. Cheers.

  80. pokemon go promo codes

    Next time I read a blog, I hope that it won’t fail me as much as this one. After all, I know it was my choice to read, but I really thought you’d have something interesting to say. All I hear is a bunch of whining about something that you can fix if you weren’t too busy looking for attention.

  81. CBD Öl

    Hi, I do think this is an excellent site. I stumbledupon it 😉 I’m going to return yet again since i have bookmarked it. Money and freedom is the best way to change, may you be rich and continue to guide others.

  82. best web hosting sites

    What i don’t realize is in fact how you are no longer actually a lot more neatly-appreciated
    than you might be right now. You’re very intelligent.
    You already know thus significantly when it comes to this matter,
    produced me individually consider it from a lot of various angles.
    Its like men and women don’t seem to be fascinated unless it is one thing to do with Lady gaga!
    Your individual stuffs outstanding. At all times handle it up!

  83. Siemens Service Mumbai

    I seriously love your site.. Excellent colors & theme. Did you make this web site yourself? Please reply back as I’m trying to create my own personal blog and want to know where you got this from or exactly what the theme is named. Cheers!

  84. check new hosting

    Greetings! Very helpful advice within this article! It’s the little changes that will make the most important changes. Thanks for sharing!

  85. live phone sex

    I was suggested this blog by my cousin. I’m not sure whether this post is written by him as no one else know such detailed about my difficulty. You are amazing! Thanks!

  86. dominatrice isère

    Oh my goodness! Impressive article dude! Many thanks, However I am having difficulties with your RSS. I don’t know why I can’t subscribe to it. Is there anybody having identical RSS problems? Anyone who knows the answer will you kindly respond? Thanx!

  87. dissertation defense

    Hi there! I simply want to give you a big thumbs up for the excellent information you’ve got here on this post. I’ll be returning to your site for more soon.

Добавить комментарий

Ваш адрес email не будет опубликован.